Loan Criteria

See if your property qualifies with our straightforward land criteria for private, non-recourse financing in Texas.

How to Qualify for a Land Loan

We provide private, non-recourse loans secured by vacant and unoccupied land in Texas that meets the following standards:

Minimum loan amount: $50,000

Loan-to-value: Typically 40% – 60%

Property type: Vacant and unoccupied land only

Title: Clean and marketable

Access: Legal and documented road access

Value: Demonstrable long-term liquidation value

Each request is evaluated individually with attention to the unique characteristics of the property and the borrower’s objectives. If your land meets these basic requirements, we invite you to submit your property details for a confidential review.